Everybody has banking issues ...and everybody wants to manage it from a cozy couch or armchair with an easy to use app or webtool. It is no big challenge to create a useful web app, you just have to keep some basic rules in mind and put some smart ideas into it. However, it is still that hard to find a well developed and designed app with a useful UI. I tried to find a good solution so I have created a concept to solve many different problems. I hope you’ll like it.